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	<title>Keep Searching &#187; negotiation</title>
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		<title>Ask for More &#8211; You May Get More</title>
		<link>http://www.keep-searching.com/2010/07/05/ask_for_more_-_you_may_get_more/</link>
		<comments>http://www.keep-searching.com/2010/07/05/ask_for_more_-_you_may_get_more/#comments</comments>
		<pubDate>Mon, 05 Jul 2010 08:21:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[negotiation]]></category>
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		<category><![CDATA[Ask]]></category>
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		<guid isPermaLink="false">http://www.keep-searching.com/?p=8706</guid>
		<description><![CDATA[Ask for More - You May Get More plus articles and information on Negotiation]]></description>
			<content:encoded><![CDATA[<p>Ask for More - You May Get More</p>
<p>If you are involved with sales, how do you feel when you hear phrases such as, &quot;Can you do anything about your price?&quot; or, &quot;You'll have to do better than that.&quot; and variations on these?  Does a cloud or two cross the sun?  You start to think, &quot;here we go again?..&quot; ? yet, have you prepared for this situation?As a purchaser, do you push suppliers on price alone?  OK, it is a fair tactic when so many sellers will give in, but does it lead to long-term gain?  What other ways could you get a better deal for your organisation?  Maybe extended credit terms or volume rebates?Whichever side you are on, what difference could 2% make to your company?  Just to get another 2% on a selling price ? and/or 2% less on your purchases?  How much extra profit will this produce?Developing your ability to negotiate more firmly and flexibly is not a contradiction in terms, it can be the foundation for increasing business success and also improving relationships.  The simple definition of negotiation is: &quot;To work or talk (with others) to achieve a transaction, settlement, an agreement.  (from Latin negotiari ? do business with)&quot;Typically, there are four options for the outcome of a negotiation ? and the desired one is the &quot;win-win&quot; unless you are just going for a one-off deal and you may want to opt for the &quot;I win ? you lose&quot; choice, although that is not really necessary!We can all improve ourselves as negotiators by following a few simple steps and treating situations as more than just a bargaining joust.  It will also help your cause if you consider situations as something to be resolved and not as a battle to be won!  As with many things in life, the key to success is in the planning and preparation.  This will impact your confidence, and behaviour, when with the other party.  The more prepared you are, the greater the chance of you achieving the deal you want.One of the first things to consider in your planning stage is &quot;the balance of power&quot;.  Imagine a set of scales ? and list the pressures or drivers each side faces:I wonder what you find?  Many similarities?  When you recognise that both sides might be facing similar pressures you can take heart!  Another way to use this is to assess what drivers the other party is facing, and you can do to reduce the ones on your side to increase the &quot;leverage&quot; you have.To help you with planning and handling negotiations you may find it useful to work through the &quot;AIMING HIGH&quot; process.AIMING HIGHA ssess:  Consider situation, balance of power, leverage.  What is going to be needed for a win/win outcome.  What is the previous experience with this contact?  How much do you need the deal ? how much do they need it?  What might be the barriers?  What have you to offer that is unique?I nterests:  What are your needs, wants and desires?  What are theirs?  Think about their interests ? put yourself in their shoes ? what do they need ? what are their drivers (business and personal)?M ake time: Planning and preparation is key ? create time for it.  Do not be rushed ? do not negotiate under (or &quot;un&quot;) prepared.  Also, make time for the actual meetings ? time pressure can be a problem in a negotiation ? the party feeling under most pressure will often make the biggest moves.I nnovate:  Remember, it is not just &quot;their&quot; problem ? if a genuine negotiation is to take place it is a joint one!  Think about ? then rethink ? &quot;the pie&quot; and how it can be shaped and cut.  Look got different ways of approaching the situation.N eeds:  What are their key needs ? and wants ? and objectives?  What are yours?  Check back that your ideas can satisfy these ? for both parties.G enerate options: Put your package together ? consider all the tradable items ? those you want and those you can give.  The more options the better. Whether the buyer or the seller, think about the package in terms of more than price.H uman factors: Even when being at your most objective and professional ? the negotiation is still usually between two (or more) people.  Your interpersonal skills count for a great deal: ? how well you can assess the others; what they want and are doing; your skills in gaining rapport and getting them to talk; good listening ? and questioning.  Also, handling tough situations and managing the dynamics of the meetings is key.I ntegrity: Do not get caught up in game playing.  Good negotiations will normally be taking place in the context of (or at the start of) an on-going business relationship and partnership.  It does not matter what others may do ? operate with integrity and be true to yourself and your values.  You will get more good quality deals in the long run.G et before you give: Trade well ? ask for what you want BEFORE you give!H appy endings!  Aim for win/win ? and if you cannot get that leave the door open for another time!If you follow this process you will be well-equipped to negotiate effectively.  You will be more confident and successful if you make time to work at developing the package you are offering and, at the same time think about what you want from the other party.  Think about the things you can build into your package that you can use to &quot;trade&quot; with.  (Called variables or currency or other terms to suit!)  What might be the things the other party has which they would be happy to &quot;trade&quot; or move on?  The key to this, is to choose things which are of low cost to you, but valuable to the other party ? and vice versa.  Remember, in a negotiation, everything has a value, no matter how insignificant it might seem at the time!As part of this, plan your &quot;best deal&quot;, ie the ideal solution for you, and your &quot;worst deal&quot;, ie the lowest position you will take.  It is important that you are clear about this ? and know when to walk away!  Within your best deal, include as many variables as possible so that you have things to trade with other than price.  Think about what you will be willing to give, and more importantly, what you want to get in return!The actual approach to the meeting can be improved if you follow the principles of &quot;Triangle Talk&quot; from Kare Anderson's book &quot;Getting What You Want&quot;.  Be clear about what you want, what they want and then keep your proposal tuned towards what they can accept.When you are through the &quot;proposing&quot; stage and in what many think is the actual negotiation or bargaining stage, it is important to remember a simple phrase and it is all about &quot;get&quot; then &quot;give&quot;.  &quot;If you??..then I will??..&quot;.  Think about the impact of the opposite order, &quot;If I??then will you??.?&quot;  What will an experienced negotiator do in response to that?To help yourself with negotiations, practise!  Look for opportunities in low-key situations and test out ways of getting a deal.  Before going to meet that important client or major supplier, as part of your preparation make some time to go over your plan, your package and the options, and then how the other party might act.  Practice using the &quot;get-give&quot; trading phrase ? and anticipate potential problems.  You will be pleasantly surprised by the results you get.Graham Yemm a founding partner of Solutions 4 Training Ltd. During his years as a consultant he has worked with a variety of major companies in the U.K., Europe, USA, the Middle East and Russia in Sales, People and Management Skills. He has had many years of experience tailoring programmes to address organisational issues around sales, account management, negotiations, sales management and customer service ? especially focusing on the communication and personal skills aspects.Graham is a Master Practitioner of NLP and was involved with setting up and running &quot;The Business Group&quot;, which promotes uses of NLP in organisations. He is an accredited trainer for the LAB  profile programme ? &quot;Words that Change Minds&quot;. His personal enjoyment comes from helping individuals to take more responsibility for their own actions? freeing them to feel they can make more choices about their lives. Contact, http://solutions4training.com/ or +1483 480656</p>
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		<title>Do You Want a Paycheck or a Passion? 10 Qualities Managers are Looking for in Hiring You</title>
		<link>http://www.keep-searching.com/2010/07/05/do_you_want_a_paycheck_or_a_passion_10_qualities_managers_are_looking_for_in_hiring_you/</link>
		<comments>http://www.keep-searching.com/2010/07/05/do_you_want_a_paycheck_or_a_passion_10_qualities_managers_are_looking_for_in_hiring_you/#comments</comments>
		<pubDate>Mon, 05 Jul 2010 01:21:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[negotiation]]></category>
		<category><![CDATA[10]]></category>
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		<guid isPermaLink="false">http://www.keep-searching.com/?p=8708</guid>
		<description><![CDATA[Do You Want a Paycheck or a Passion? 10 Qualities Managers are Looking for in Hiring You plus articles and information on Negotiation]]></description>
			<content:encoded><![CDATA[<p>Do You Want a Paycheck or a Passion? 10 Qualities Managers are Looking for in Hiring You</p>
<p>Based upon my research of over 300 managers in the last two years, I have found what qualities are most important to hiring managers.You will be in a more competitive advantage if you do a self-assessment to determine if you possess these qualities. If you lack some of these qualities, find a career coach and turn your liability into an asset for any organization.The following are the top ten qualities hiring managers seek. They are not in any particular order.?	PersonalityMaking people feel comfortable when you meet them goes a long way in establishing a business and personal relationship. A smile and a warm greeting in any situation pays big dividends. Always ask about the other person. It makes them feel that you sincerely care about them.?	Verbal and Written CommunicationBeing concise but specific in your communication is very important to anyone in this day of high tech communication. Many times the human factor of thoughtfulness and consideration is abandoned in the technology. A key formula in both written and verbal communication is: Tell'em What You Are Going To Tell'em, Tell'em, and Tell'em What You Told 'Em.?	Team PlayerBeing a team player simply means that one not only does his or her job, but also is honestly willing to support their peers. If another department or group is in need of help, volunteer yourself. Remember, top management really knows who is a team player and who is not. Just keep in mind that there is always an extra set of eyes watching you.?	Listening SkillsHave you ever noticed that when you go to a fast food place and you tell them that your order is to go and they ask you, &quot;Is this to go&quot;? How does that make you feel? Right, they are not listening. Listen thoroughly before you speak. That means listen to what's not being said. Then ask open-ended questions, who, what, when, where, why and how to show the other person that you really are listening and that you do care about them.?	AttitudeWe can train people on how to do a job, but we can't train attitude. Managers look for a positive and sincere attitude when thinking about promoting someone. Always have something positive to say about your company, department and peers. If you don't have something positive to say about them, don't say anything. If asked, be truthful with diplomacy. Remember, attitude is everything.?	EnthusiasmEnthusiastic people seem to radiate confidence and leadership qualities. Think about what you are most enthusiastic about at work and share your enthusiasm with others. It is catching.?	Goal SettingOne of the many traits top executive men and women possess is goal setting. They write their goals and read them every day. They make their goals specific, measurable, attainable, realistic and they put a timeline on each one. Be prepared when one day your boss will ask you what are your goals? Write them down and carry them with you daily. Share your goals with a trusted friend of manager. During your performance review, be prepared when your boss ask you what your goals are.?	A Sense of HumorAdding harmless humor to the workplace takes a lot of stress away     from the pressures of our daily activities. Life is too short to take    seriously. Take your job seriously but not yourself by using your sense of humor.?	Professional AppearanceThe image we project will determine how others judge us. From our economic heritage to our economic status, our educational heritage to our educational status, our level of sophistication to our income levels we are judged by our appearance. Observe how your senior management projects their image. Take some clues and do the same.?	Life-Long LearningAnother common trait top executive men and women share is their quest for knowledge about a variety of subjects. They read about many things that cause them to be creative and knowledgeable. Their attitude is that once they stop learning how to become better at what they do as a person or as a professional, they might as well retire. Show your managers that you are willing and excited about learning. Attend your company's training sessions, establish an executive book club in your department and come up with creative ideas to increase the success of your department and company.Ryan James (R.J.) Lancaster is the president of the Education &amp; Learning Institute, a research, seminar and publishing company. He helps organizations and individuals think differently to ensure their success. He is also a professional speaker and author of E-books. Two of his E-books are: Nice People Do Finish 1st and Great Leaders Make Great Teachers.Contact information: (602) 274-4609 Email: rlancaster5@cox.net<br />
Website: http://www.rjlancaster.com</p>
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		<title>How To Deal With A Complainer</title>
		<link>http://www.keep-searching.com/2010/06/25/how_to_deal_with_a_complainer/</link>
		<comments>http://www.keep-searching.com/2010/06/25/how_to_deal_with_a_complainer/#comments</comments>
		<pubDate>Fri, 25 Jun 2010 03:21:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[negotiation]]></category>
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		<guid isPermaLink="false">http://www.keep-searching.com/?p=8730</guid>
		<description><![CDATA[How To Deal With A Complainer plus articles and information on Negotiation]]></description>
			<content:encoded><![CDATA[<p>How To Deal With A Complainer</p>
<p>How To Deal With A ComplainerA Complainer Is Characterized by:1.  Dissatisfaction in their personal life<br />
2.  Anger<br />
3.  A desire to have their concerns acknowledged<br />
4.  Makes demands<br />
5.  Wants explanations<br />
6.  Makes threats or bluffs<br />
7.  FrustrationDescriptionComplainers have a gripe about everything in their life.  This usually comes from the underlying fact that they are unsatisfied or disgruntled about their own personal lives.  The complainer has a need for their concerns to be acknowledged.  Whether it is in their professional or personal life, the complainer can't have peace of mind until someone listens to and acknowledges their concerns.  They feel dissatisfied and they don't just want things to change-they want to be heard and understood.How to Deal With the ComplainerThe key to effectively dealing with a complainer is by using your active listening skills.  They want to be heard and acknowledged-not ignored or argued with.  You have to use your skills of empathy and try to understand what their interests and needs are.1.  Listen to their concerns.  It's not enough sometimes just to fix the problem.  The person has a psychological need for someone to acknowledge their concerns.  Let them get all of those pent up frustrations out of their system before you address the problem.  Listen and acknowledge what they have to say.  Encourage them to keep on talking until all those frustrations have been let out.2.  Empathize with them.  Imagine yourself walking around in their shoes and see the situation from their perspective.  Empathy is an important tool that you can use to facilitate cooperation.  Let them know that you understand their situation and make them feel comfortable and important.  Use empathetic statements such as, &quot;If I were in your shoes, I'd be really angry too.&quot;  Paraphrase their concerns back to them.  Repeat their concerns back to them in your own words.  This lets them know that you have been listening and it allows you to confirm that you have heard and understood everything correctly.  Paraphrasing is also a powerful rapport-building tool.3.  Ask them what they would like you to do.  In most cases, you will already know what the person wants, but ask them what they would like you to do anyways because it lets them walk away happy by giving them the amount of control they desire.About The AuthorTristan Loo is an experienced negotiator and an expert in conflict resolution. He uses his law enforcement experience to train others in the prinicples of defusing conflict and reaching agreements. Visit his website at http://www.streetnegotiation.com or e-mail him directly at tristan@streetnegotiation.com</p>
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		<title>How to Negotiate Effectively</title>
		<link>http://www.keep-searching.com/2010/06/21/how_to_negotiate_effectively/</link>
		<comments>http://www.keep-searching.com/2010/06/21/how_to_negotiate_effectively/#comments</comments>
		<pubDate>Mon, 21 Jun 2010 01:21:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[negotiation]]></category>
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		<description><![CDATA[How to Negotiate Effectively plus articles and information on Negotiation]]></description>
			<content:encoded><![CDATA[<p>How to Negotiate Effectively</p>
<p>You may be thinking, "Gary, I am a mom, housewife, or stay-at-home dad, so why do I need to know how to negotiate effectively?"I'm glad you asked.The truth is everyone needs to negotiate. Surprisingly, almost everything we do the moment we get up in the morning until we go to bed involves some type of  "negotiating".I know, you are saying that I have lost my mind, but no, seriously, we do negotiate ?continuously.Let's say, you are 18 years old, live with your parents, yet work.  So, you wake up at 6 am, and begin a negotiation with your younger brother, who is already in the very bathroom that you need in order to take a shower and get ready for work.To avoid arriving late to work, you quickly offer to pay $5.00 to him to leave the bathroom immediately so that you can take a shower.Next, you head into the kitchen to negotiate with your mother over your preference for orange juice and toast for breakfast, while she is counter-negotiating a complete meal of oatmeal, eggs, milk, and sausage.Who wins this negotiation is anyone's guess.The point is that all of us constantly negotiate.  For example, we negotiate ? or should -- with our car mechanic to lessen the cost of maintenance and repairs.Soooo ?. to help you succeed in your negotiations, I have prepared this special article that will outline the tools and knowledge you need to succeed.First, you need to know &quot;what is a negotiation.&quot;  Simply put, it is the exchange of ideas with the intention of changing relationships, agreements, or viewpoints.Negotiation requires ?1.  Calmness<br />
2.  Understanding of people<br />
3.  Preparation before the negotiation (preferably written)<br />
4.  Strategy for success (you need to know what the other side wants from the negotiation)Remember that negotiation requires that you give something of perceived value in order to receive something of value.Negotiation may be giving up something today for a later advantage.Here is a short list of non-aggressive negotiation strategies:Know what you wantKnow what the other side wantsNote the "feelings" of your opponentVerbally accept the opponent's viewpointGive your opinion and ask for opponent's opinionGive positive comments and ask for positive commentsRespect differences of opinionVerbally express "how" the two sides are similarStrive to reach &quot;mutual&quot; benefitsBuild a strong relationship for future negotiationsBe sure to note ??the tone of your voice.?how you pronounce your words.?your own body language.?your opponent's body language.Finally, remember that you should always keep the relationship positive so that you can return and negotiate another day.Copyright 2005 ? Gary E. Cain ? All Rights Reserved WorldwideGary is a business teacher and Internet marketer.  He owns and operates his own language school in Brazil.  Gary has written two books:  Stop the Grammar and Internet Self Defense.Gary provides forward-thinking and "already put it in practice" tutorials for home-based Internet businesses that are seeking information and free web tools to maximize sales and revenue.Please take a moment to visit his website at http://www.dollarsforever.com and consider subscribing to Gary's Dollarsforever Ezine.  As a subscriber to his Ezine you will receive his monthly, high-quality tutorials delivered directly to your email inbox.</p>
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		<title>Negotiating Skills: Ask For More Than You Expect To Get</title>
		<link>http://www.keep-searching.com/2010/06/19/negotiating_skills_ask_for_more_than_you_expect_to_get/</link>
		<comments>http://www.keep-searching.com/2010/06/19/negotiating_skills_ask_for_more_than_you_expect_to_get/#comments</comments>
		<pubDate>Sat, 19 Jun 2010 03:21:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[negotiation]]></category>
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		<description><![CDATA[Negotiating Skills: Ask For More Than You Expect To Get plus articles and information on Negotiation]]></description>
			<content:encoded><![CDATA[<p>Negotiating Skills: Ask For More Than You Expect To Get</p>
<p>It creates some negotiating room, and you might just get what you're asking for.Whether playing the role of buyer or seller in a sales transaction, asking for more than you expect to get is a classic opening position in negotiations.In the audio book, &quot;Sound Advice on Negotiating Skills,&quot; author Roger Dawson says, &quot;Henry Kissinger called this the key to success at the bargaining table.&quot;  It's simple, notes Dawson, but there are many profound reasons for doing it.&quot;It creates some negotiating room that makes it easier to get what you really want,&quot; says Dawson.  &quot;It creates a climate where the other person can have a win with you.&quot;  This climate can prevent negotiating deadlocks, especially when dealing with an egotistical negotiator, according to Dawson.&quot;When you're selling, it raises the perceived value of your product or service,&quot; says Dawson.  However, some salespeople are so eager to reach agreement that they soften their opening negotiating position.  &quot;They hope that by doing this the client will appreciate how generous they've been,&quot; says Dawson.  &quot;The danger in this is that the client may instead think, 'If they've given us this much, we can get a lot more; let's be tough negotiators.'&quot;The solution, says Dawson ? a renowned speaker and author of the book, &quot;Secrets of Power Negotiating for Salespeople&quot; ? is to &quot;ask for more than you expect to get, but imply some flexibility so that you can encourage them to negotiate with you.&quot;Roger Dawson offers negotiating skills advice each week in the free audio newsletter from What's Working in Biz, http://www.whatsworking.biz/full_story.asp?ArtID=92About The AuthorRichard Cunningham is a principal of What's Working in Biz, http://www.whatsworking.biz, a publisher of business audiobooks and online audio programs on marketing, sales, and small business strategies.</p>
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		<title>Determine Your Rate And Negotiate Carefully With Unreasonable Clients</title>
		<link>http://www.keep-searching.com/2010/06/18/determine_your_rate_and_negotiate_carefully_with_unreasonable_clients/</link>
		<comments>http://www.keep-searching.com/2010/06/18/determine_your_rate_and_negotiate_carefully_with_unreasonable_clients/#comments</comments>
		<pubDate>Fri, 18 Jun 2010 03:21:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Determine Your Rate And Negotiate Carefully With Unreasonable Clients plus articles and information on Negotiation]]></description>
			<content:encoded><![CDATA[<p>Determine Your Rate And Negotiate Carefully With Unreasonable Clients</p>
<p>Consultants who offer executive assistant or computer services on a virtual basis must know their value and be prepared to gauge their billable rate to meet the circumstances.At some point everyone encounters potential clients who expect professional work at rates that are less than appropriate. For example, a posting advertises an opportunity that matches your highly polished skill set. After making contact with the client you find they don't want to pay a reasonable fee for the services they expect.While these types of engagements might help to build a newcomer's portfolio or pay some bills when money is tight, a successful virtual service provider knows their value and refuses to be exploited. Make sure clients understands your training, background and areas of expertise. Then, set expectations for services by pricing in accordance with your qualifications and skills.Be prepared to be flexible, yet firm in your compensation requirements.?	Determine your base rate in advance of client discussions. Scratch it out on paper or create a spreadsheet. Take into account the fixed overhead and variable costs to legally operate your business?	Determine your flex-rates for times you might be willing to work for slightly less or feel the need to demand more pay.?	Calculate the value added for meeting tight time constraints, the demanding nature of the client or the complexity of the project?	Take the time to project costs not otherwise considered in your base rate (long distance, printing, etc.)A pre-determined rate scale helps you respond calmly and logically to stressful situations, so you can advert potential disasters.Last year I turned down what seemed on paper to be an ideal &quot;personal assistant&quot; opportunity. The ad described duties such as checking email and preparing responses on the client's behalf. Work assignments would be completed by phone and fax for a client who did not want to use a computer.The job matched my skill set, but I chose to pass because:1. The offered rate was 50% less than the low end of my base rate range.2. The client expected me to own and pay for the operation of a fax machine, but was unwilling to pay for its purchase or operation.3. The client expected a commitment to work for him part-time, even though hours were going to be determined by him each week4. The client's refusal to even consider using a computer was destined to create confusion and conflict over what I prepared on his behalfRegrettably, I realized this potential client was a fussy, technology laggard who wanted a very experienced, highly reliable personal assistant who was agreeable to an entry level rate.Know when to &quot;pass" on a client so you can continue to market to more viable prospects. Try to negotiate a better rate with clients by matching their expectations with your level of service. Keep an eye out for performance bonuses or other types of perks to balance out discounted rates for good clients.Elisa Shostak is the founder of Compass Rose Strategic Consulting LLC, an advisory service and secondary research firm based in Seattle, Washington.This is the first in a series of articles about negotiating with clients and managing a management consulting practice.Elisa can be contacted through her website: http://www.compassrosellc.com or blog http://www.compassrosestrategic.com</p>
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		<title>A One Stop Financial Solution</title>
		<link>http://www.keep-searching.com/2010/06/06/a_one_stop_financial_solution/</link>
		<comments>http://www.keep-searching.com/2010/06/06/a_one_stop_financial_solution/#comments</comments>
		<pubDate>Sun, 06 Jun 2010 05:21:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[negotiation]]></category>
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		<guid isPermaLink="false">http://www.keep-searching.com/?p=8689</guid>
		<description><![CDATA[A One Stop Financial Solution plus articles and information on Negotiation]]></description>
			<content:encoded><![CDATA[<p>A One Stop Financial Solution</p>
<p>Amy Wright, 34, was extatic when her realtor showed her the three bedroom townhome overlooking the lushious golf course. It was exactly the home she was looking for. The interior was sunny and bright, with a newly remodeled kitchen, spacious bedrooms, and the perfect little study area to set up her new home office. It had a spectacular pool and a lovingly tended flower garden. Best of all-the seller had to move immediately, so the home was a steal and miraculously within her budget! Amy was already making moving preparations when suddenly, a devastating blow paralyzed her plans. Her credit application for a mortgage had been denied. She couldn't understand how this had happened-just a year ago, her credit had been almost perfect! The last year had been a little tight, and sure she had a few late payments here and there?but she had no idea it was so bad that now she couldn't even get the home of her dreams.Ms. Wright found herself in the predicament that hundreds of thousands of Americans are suddenly finding themselves stuck in: more debt than they can handle, a sinking credit score, and all of their financial dreams slipping away. With no chance of getting approved for a loan, more bills than a paycheck can manage, and collection agencies hounding delinquent borrowers with phone calls, it is no wonder that financial problems are a top cause for anxiety, stress-related insomnia, and even divorce. Many American consumers don't know where to turn when their financial problems get out of hand, and don't know how to battle such corporate giants as major credit card companies or credit bureaus to start making their credit wrongs right. To make matters worse, all kinds of internet scams, fraudulent credit repair companies, and money-hungry &quot;debt relief&quot; programs have made consumers wary of turning anywhere for help.Amidst all of these truly leery companies, however, there are a select few that can genuinely assist their customers in climbing out of debt, and directing them towards the financial solutions they desperately need. One such company is Credit MD, a company that has earned its reputation by handling its customers with honesty, sincerity, and expertise. You can immediately distinguish Credit MD from the many illegitimate credit repair companies out there because they never make false promises that hey cannot keep. The credit specialists at Credit MD have been trained to be clear and distinct about exactly what options are available to their clients, and what kind of success they can expect.Credit MD, a credit specialist will assist customers in selecting an appropriate financial option, even if the customer has no idea where to start. After a thorough consultation, the credit specialist works with the customer to come up with a uniquely tailored financial solution that will help restore the customer's credit. As an affiliate company with many other lenders and credit services, Credit MD, offers a full array of credit options for customers that are in desperate need of financial relief. Among these options are sub-prime personal and business loans, credit cards, credit repair services, and debt consolidation and settlement plans.The loans and credit cards Credit MD offers are specifically designed for customers with less than perfect credit. Getting approved through these lenders presents customers with the opportunity to start rebuilding good credit. Many customers can get approvals through Credit MD's affiliate lenders even if they were denied by other companies on the internet.A recent study found that more than 3 in 5 consumers have negative information in their credit report, and nearly half of the studied reports contained errors. Many of the errors were serious enough to prevent the individual from qualifying for credit! To further entrap customers suffering from such erroneous credit reporting, dozens of highly dishonest &quot;credit repair&quot; agencies have reared their heads across the country. Dan Walsh was one their victims. &quot;They told me they would make my credit perfect, and take all of the negative items off&quot;, he said. Instead, he got charged almost $5,000 with very little change to his report. Many of these credit agencies employ inexperienced associates and charge exorbitant fees to desperate customers. Credit MD has a fully experienced attorney that works on their credit repair cases. All of this is done at an astonishingly low cost, and absolutely free in some cases. There is never an up front cost to the customer, a feature that few, if any other credit repair companies can match. In fact, Credit MD refuses to even take cases unless they genuinely feel that they can significantly help the customer. Now that's credibility.For customers sinking in debt, bankruptcy often seems like the only resort. But sometimes a last minute debt consolidation or debt settlement can save the deep impact the damages from a bankruptcy can cause. Credit MD assists customer in exploring these options, as well as several others, such as home improvement loans and home equity lines. Although there are many other companies on the web offering similar services, beware of internet scams and companies that ask for upfront payments or credit card information.Even if you just want to know what your credit report has to say about you, Credit MD is an excellent financial resource for any customer seeking to explore their financial options or seek debt relief. Credit MD outshines its competition with premier customer service. They don't have annoying automated telephone systems, or lengthy hold times. It is easy to get in touch with an enthusiastic credit specialist promptly-a huge relief in today's busy world. With so many online scams, it's important to know a company that has qualifications and a reputation you can trust. For more information, call Credit MD at 1-877-512-7334 or visit their website at www.creditmd.comSakina Walsh is a current Credit Analyst that has been working in the financial sector for several years. Her experience includes banking, investments, mortgages, and sub prime lending, and is finally combining this knowledge in the credit counseling industry.</p>
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		<title>How Barter Can Help Your Business Online or Offline</title>
		<link>http://www.keep-searching.com/2010/06/06/how_barter_can_help_your_business_online_or_offline/</link>
		<comments>http://www.keep-searching.com/2010/06/06/how_barter_can_help_your_business_online_or_offline/#comments</comments>
		<pubDate>Sun, 06 Jun 2010 03:21:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://www.keep-searching.com/?p=8703</guid>
		<description><![CDATA[How Barter Can Help Your Business Online or Offline plus articles and information on Negotiation]]></description>
			<content:encoded><![CDATA[<p>How Barter Can Help Your Business Online or Offline</p>
<p>How Barter Can Help Your BusinessBarter trade is a powerful instrument that represents a solution for companies with available stock or services. By accepting payment in trade money instead of cash, a business maximizes their efficiency by increasing stock turnover or billable hours. Using the trade currency earned, that company can pay for goods or services they want, without paying cash.1.  Barter Generates New Clientele:Allowing you to increase your market and preserve your cash paying customers. This is incremental business ? clients who bypass rival businesses to do business with you.2.  Barter Moves Surplus Stock:Retailers must keep their stock moving. Barter will bring you buyers to move surplus stock, eliminating the advertising costs and weighty discounting otherwise needed to achieve this.3.  Barter Conserves Cash and Increases Profits:Bartering creates new clients because buyers are encouraged to pay with their products or services to save cash. e.g, if you had to buy a photocopier for </p>
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		<title>Business: Keys To Negotiating Well</title>
		<link>http://www.keep-searching.com/2010/06/01/business_keys_to_negotiating_well/</link>
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		<pubDate>Tue, 01 Jun 2010 06:22:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[negotiation]]></category>
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		<guid isPermaLink="false">http://www.keep-searching.com/?p=8700</guid>
		<description><![CDATA[Business: Keys To Negotiating Well plus articles and information on Negotiation]]></description>
			<content:encoded><![CDATA[<p>Business: Keys To Negotiating Well</p>
<p>Whether it's buying a car, asking for a pay rise, saying 'no' to a friend or renting an apartment - at some stage in our lives we all are going to need to know how to negotiate. Yet, so few of us know the basic skills before embarking on life changing purchases or decisions!  These 8 keys will assist you negotiate well.1. Know the outcome you want.<br />
Do you want a win-win outcome where both parties benefit? Or a win-lose outcome where someone (presumably the other party) is not happy with the result?It is important you know what type of outcome you want because that will affect the long term relationship you have with the other party. Win-win outcomes are beneficial where you have an ongoing relationship. For example, when you negotiate a pay rise, you don't want your boss to feel he/she is the 'loser'. However, if you are buying a car from a car lot, you may not be so concerned about whether the car salesperson feels as though they 'won' in the negotiation!2. Know your 'position'.<br />
How important is this deal to you? How much do you need it? Could you walk away from the deal? What alternatives do you have? What is your "bottom line" and what (if anything) are you prepared to concede? You should not start negotiating until you have thought through and considered all of the consequences for all of the different outcomes that may eventuate.3. Know your counterpart's 'position'.<br />
Try to work out what is important to them in the deal. When you know that you have an advantage. Try not to reveal what is important to you! Keep a poker face and play your cards close to your chest.4. Work out different scenarios ahead of time.<br />
Being caught by surprise will NOT strengthen your position! Think through all the different possibilities which may eventuate and plan for each and every one of them. It is useful to brainstorm and write down on a piece of paper what could possibly happen. For example, if they said, "XYZ" - I would respond with, "ABC". This way you can be prepared for just about anything that may happen.5. Know yourself.<br />
Know your own weaknesses. If you are a more gentle personality your natural aversion to conflict may toss you into concessions that aren't necessary! If this is you, learn about yourself and take counter action. If you are overly stubborn and never give way to minor points, know this about yourself. Your stubbornness, holding out for 100% your own way, may cause you to lose a really great deal!6. Back up your position with logic.<br />
If you negotiate from a purely emotional position, emotion will sway you from your position. Fear of loss, sense of failure, conflict, pressure, sentiment! All can be applied to sway you from sticking to what you really want. When negotiating for a pay rise know what similar companies are paying for similar work. When placing an offer on a house substantiate your lower offer with the costs of repaving the driveway, renovating the bathroom, retiling the entrance?.or whatever you see needs doing. This is a much stronger position than plucking a number out of thin air!7. Work out what you can concede.<br />
Find something in the deal that for you will not be important but for your counterpart may be of significance. This will be like gold to you! A 'sweetener' can be what clinches the bargain in your favour. You will need to be poker faced and pretend this is a big deal to concede! Save this item for the final offer you make.8. Have an exit strategy.<br />
If everything goes against you, you will be saved by your contingency planning! If you don't feel in control, stop talking. Immediately!!! Make sure you are listening to the other person. If you are doing most of the talking the chances are you are doing most of the conceding. Offer to break the meeting and reconvene at another time when you have been able to consider what has already been put forward.Skillful negotiation takes time and practice. Armed with these basic skills it doesn't matter how reticent you may feel towards negotiating an outcome you want! By applying these keys you will be well positioned to improve your negotiation skills and feel more empowered when approaching tricky situations.</p>
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		<title>Are You Scaring Away Potential Customers?</title>
		<link>http://www.keep-searching.com/2010/05/27/are_you_scaring_away_potential_customers/</link>
		<comments>http://www.keep-searching.com/2010/05/27/are_you_scaring_away_potential_customers/#comments</comments>
		<pubDate>Thu, 27 May 2010 02:21:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://www.keep-searching.com/?p=8732</guid>
		<description><![CDATA[Are You Scaring Away Potential Customers? plus articles and information on Negotiation]]></description>
			<content:encoded><![CDATA[<p>Are You Scaring Away Potential Customers?</p>
<p>When you are trying to make a sale and ask someone to fill out a credit application and new account form, do your potential customers turn around and run to the competition?Author Michelle Dunn, in her new book &quot;Become the Squeaky Wheel,&quot; explains how you can avoid scaring customers away and keep them coming back.  First, find out what your competition is doing, do they have a credit policy? If they do, what is included? What does their credit application look like? How many forms do new customers have to fill out?  Do they have good paying customers? Look online, a lot of business website will have their credit applications available online.&quot;I am amazed at how much &quot;stuff&quot; people will jam onto their credit applications and new account forms.  This alone can scare a potential customer away, especially if they can go down the road and fill out one easy form and have their product or service.&quot; Says Dunn.Consumers get distracted by long forms, especially ones that ask for to much information or are full of legal jargon or long technical terms.  Keep your form, short and to the point.  Keep the language easy to understand and in laymen terms.Michelle Dunn has over 17 years experience in credit and debt collection. She is the founder of Never Dunn Publishing, LLC, is a writer, consultant and the Editorial Advisor for Eli Financial Debt Collection Compliance Alert Newsletter. Michelle started M.A.D. Collection Agency and ran is successfully for 7 years.  She also owns and runs Credit &amp; Collections.com an online community for credit and business professionals.She has written 5 books in her Collecting Money Series She is currently writing a book for the Streetwise Series, part of the Adams Media Corporation. In addition to writing and marketing her books, Michelle moderates and runs Credit &amp; Collections.com and was a member of The American Collectors Association for 9 years.</p>
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