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5Jul/100

Free Money For College-University

Free Money For College

What if someone came up to you and offered you $5000 to attend college? Or after college, what if someone called you and asked if you wanted a couple thousand dollars to pay off some student loans? The obvious answer is, "Where do I sign up?" But, the truth is that there are hundreds of ways for you to receive free money for college today ? you just need to know where to look.Search For "Free" Money FirstWith the emergence of the internet, finding places, companies, and events that offer free money for college has never been as easy. To start, try typing in "free money for college" into a search engine on the internet. Behold thousands upon thousands of web sites that offer you free money just for attending college. Obviously, no site will just hand over money, but there will provide great opportunities for you to further your education in the future with the help of some "free" cash.Scholarship-Takers Wanted!Are you eligible for a scholarship for college? Many students might think not, but there is a good chance that scholarships exist out there that would give YOU money for college, even if you think that you do not have chance. Do you have a special talent, or are you interested in a specific major going into college? Businesses often offer scholarships to students wishing to major in classes that could potentially benefit them in the future. Are you into art, writing, or some other creative field? Contests exist that could give you the opportunity to win free money for college.Start Your Search Today!While the free money exists out there to help you pay for college, it is up to you to go out there and get it! Search the internet for opportunities to enter contests or submit applications for college scholarships. The free money is out there. Good luck searching for it and receiving your free money for college today.This article is distributed by NextStudent. At NextStudent, we believe that getting an education is the best investment you can make, and we're dedicated to helping you pursue your education dreams by making college funding as easy as possible. We invite you to learn more about Free Money For College at http://www.NextStudent.com .http://www.nextstudent.com/

24Jun/100

Need Money for College?-University

Need Money for College?

Finding money for college can be a challenge for many students and their families. While saving in advance is the best choice, many times saving money for college is not easy for families. Even for those who do save, many find that the savings are not enough to cover the full cost of a college education.So what should students and parents do to find money for college? There are many programs available to help students get money for college including scholarships, grants and several types of loans.There is one form the student needs to fill out each year which will determine his or her eligibility for need based programs including loans, grants and work-study called the FAFSA, found online at fafsa.ed.gov.After submitting the FAFSA students will be notified by mail which programs they qualify for. Priority deadlines for most colleges are late spring to early summer. However students can continue to apply until the end of the school year.If you have gotten your FAFSA results and didn't get as much money for college as you need, the first thing you should do is visit the financial aid office at your school. It is possible that there may be other sources of aid available. Some colleges participate in state funded financial aid programs and special need based programs that you may qualify for.Secondly you can request that the financial aid office review your application and family contribution analysis. Perhaps there are circumstances such as a job loss, unexpected family expense or another factor that will reduce the amount of money the family is expected to contribute. This could possibly help you get more money for college in the form of loans and grants.Most students qualify for Federal Student Loans (Stafford Loans) and the FAFSA results will reveal the amount students will be able to borrow. If this loan amount is not enough, students can inquire with the financial aid office about other loans.Students may be able to take out additional Stafford Loans in the form of an unsubsidized loan. Unsubsidized loans are not awarded on the basis of need and students will be charged interest from the time the loan is disbursed until it's paid in full. Borrowers also have the option to add the interest to the principal amount of the loan until graduation. However additional interest will be based on the higher amount.Other loan options that provide money for college students include Perkins Loans which are designated for students that meet low income criteria. The availability of Perkins loans are usually limited because each school participating in the Federal Perkins Loan program is given a maximum amount of Perkins Loan funds each year.PLUS loans are available for parents to borrow money for college for their children. These loans are awarded regardless of financial need and allow parents to borrow up to the full cost of the child's education. To qualify for a PLUS loan the student must be classified as dependent.Knowing your loan options is important but students should not ignore scholarship programs that give away free money for college. Many students think that scholarships are only available for straight A students, but this is not the case! There are many college scholarship programs based on a variety of criteria including essay contests, volunteer work or area of study.Scholarship money for college can be found by inquiring at your college scholarship office, searching online and using scholarship directories.By exploring all of the options available students and their families can successfully find money for college.Michael Carter is a contributor at College Financial Aid Guide, an online informational resource for educational funding, scholarships and student loans. Find out how to apply for student loans.

22Jun/100

Five Steps To Choosing A College-University

Five Steps To Choosing A College

My name is Debbie Ross. The information I have about my journey in finding a college can help both parents and students alike. Going back a few years, I was at the turning point of my life. Graduation from high school was just around the corner and I had no clue which college I was going to attend. My parents had their list of colleges that I could attend, and most of my friends were already being accepted to their college or university. With deadlines for applications approaching, I knew that I had to begin finding a college. Choosing the right college is such an important decision, and so I came up with a game plan to find a college. Here are the steps I took in choosing a college.1. Choosing my future careerThe first step I took was to determine what I liked and what I did not like. I quickly ruled out being a doctor, a lawyer or a dentist. In addition, I knew there were career choices that were out of my league, such as being an architect or engineer. My high school grades proved this! Therefore after a lengthy thought process, I narrowed down my choices to Communications, Journalism, Business Management and Information Technology.My school counselor also helped me by giving me a Career Assessment Test. This revealed many of my strengths and tendencies. From this, I discovered that I was best suited for Business Management related studies. I highly recommend this. Career Assessment Surveys are not very expensive and can be found through an internet search.2. Matching courses with collegesThe next thing I did was to list the colleges and universities that offered Business Management studies and had a good track record. I used The Fiske Guide to Colleges. Within a short span of time I came up with a list of 20 colleges that I could see myself in for the next 4 years. All of these colleges had multiple specializations within my field of study, were fully accredited, and had good graduation rates with good reputations. I further narrowed my list down to 14 by selecting those universities which were located near a larger city, one of the criteria that I was looking for in my college.3. Narrowing it down to my top fiveI had above average SAT scores (nothing to take me to Harvard though) and therefore had a wider selection of options for myself. Therefore, my final decision would largely be determined by the funds from my parents, any scholarships or grants, and the money I could earn through on-campus work study. I visited the web sites of each college and took virtual tours of the facilities they offered. Each had its strengths -huge libraries, modern student housing, student body size, a variety of extra curricular activities and sports, and more.I was able to narrow the list from fourteen to five based on the following criteria: going to college within 4 hours of home, my budget for college, and a smaller student body to offer a more personal approach to my education.4. Parents and ApplicationsNext, I got my parents involved in my decision. They had been helping me all along the way, but I needed their help in making the final, important decisions. I showed them the list of 5 colleges that I had, including details, locations, and costs. Together, we narrowed the list to three possible colleges that I could attend. They wanted a college or university which would be easy for them to visit, but would also have excellent teaching and housing facilities. The following weekend I filled out all 3 applications and mailed out them to these colleges and universities. Now it was time to wait for the response.5. Making the final choiceWithin a few weeks, I had received acceptance letters from all the colleges where I sent my applications. In the end, my parents and I decided the best way to make the final decision was to visit the campuses. We took two days to visit all three campuses. Visiting the actual university was vastly different from the virtual tours. My final choice was actually rather easy. I decided on the University of Texas at Austin.The most important steps along the way for me were to take the Career Assessment Test, researching my college choices online through virtual tours, and sitting down with my parents to discuss which colleges to send applications to. This helped make my final decision easier. I hope these steps can help you in finding a college or university as you make career choices.Rich Niccolls has been a college recruiter and professor for 12 years. Read his 7 key factors for choosing the right college for you. Visit the Find A College website.